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Perhaps surprisingly to those accustomed to swipe-and-go sales, not all debit and credit card transactions are subject to on-the-spot validation and authorization.
Convenient, visa Gift cards are welcome at any of the millions of locations where Visa is accepted, even online.
Merchants making "remote" sales are usually able to obtain instant authorization, same as if coppersinks com coupon code you were going through a terminal, so these transactions qualify as electronic.Why It's Smooth, run your finger over the face of a typical credit or debit card.Before scanners became common, most stores relied on imprinters.The problem is you won't know beforehand if the vendor uses instant authorization or not, so be prepared with an alternate form of payment if the vendor does not accept your card.If the scanner is down, or you're dealing with someone who doesn't have a scanner - this happens at flea markets, for instance - then imprinting is the only option.You will notice on some cards the phrase "electronic USE only" printed on the front of the card.Debit-card visa up vote 38 down vote accepted "electronic use only" cards can only be used by vendors that can instantly verify and authorize the purchase, which is most vendors these days, but there will be some exceptions: vendors that use old "batch" style processing.Recipients can use the Visa Gift card to buy what they want, when they want.Your name, account number, card expiration date and other information are embossed - that is, christmas gift from unborn baby to dad raised - because, in the days before instant online transactions, merchants collected card information by taking a physical imprint.You will receive important information regarding the Visa Gift card such as how to activate and use the card.If your gift card says.Although your gift card will not be accepted at locations outside of Canada, it is welcome at wherever Visa cards are accepted within Canada.
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If there's a problem, such as a power outage, and the scanner doesn't work, the store may have to bring out the imprinter.
That's not a problem with an embossed card, but with electronic only, you're stuck.
To guard against unauthorized use, be sure to sign the back of your Visa Gift card.Card Reading, when you run a card through a scanner at such businesses as a grocery store, antique store or movie theater, the scanner registers pertinent data, such as who you are, account number and how much money you have in the account to spend.Visa has promoted unembossed cards as a safer deal in certain situations.Most modern merchants will only do it when they're forced to, such as when the processing terminals aren't working.Because there are no raised letters on this type of card, it cannot be used at merchants who use manual imprint machines.
You will be asked to sign a purchase receipt when using the card for payment.
This means that your card must be swiped through an electronic terminal at a retail store in order to complete a purchase transaction.